Wednesday, February 26, 2020

The right to know Essay Example | Topics and Well Written Essays - 3750 words

The right to know - Essay Example Ultimately, the right to know is essential for eliminating deception and the consequences that flow from the deceptive nature of erroneous information. This paper will examine the significance of the right to know, why information and portrayal of actuality can be deceptive and the consequences of deception. This examination will be conducted by reference to Lies My Teacher Told Me: Everything Your American History Textbook Got Wrong by James Loewen, M. Butterfly: With an Afterword by the Playwright by David Hwang and The Forger’s Spell: A True Story of Vermeer, Nazis, and the Greatest Art Hoax of the Twentieth Century by Edward Dolnick. The right to know in the US originates out of repression of information during colonization under English rule and attempts to prohibit public disclosure of the royal government’s action (Forstel 1). The right to know the workings of the government was eventually aligned with natural rights by America’s founding fathers. The right to know was refined to be characterized as freedom of expression which entails, freedom of information. America’s founding fathers considered freedom of expression as a natural and inalienable right (Forstel 1-5). This right was included in America’s Declaration of independence in 1776 (Forstel 4). The struggle for transparency and frank and honest disclosure is significant for understanding the importance of the right to know. Recipients of information typically make decisions on the information imparted. When those imparting information control the information released, they are indirectly manipulating decisions more favorable to them rather than decisions made on the basis of truth. When the right to know is ignored so that information is deceptive, general mistrust is the inevitable result. Essentially what happens is, recipients have one of two choices. They can either ignore the information or

Monday, February 10, 2020

Marketing plan Assignment Example | Topics and Well Written Essays - 5000 words

Marketing plan - Assignment Example Further, it is essential for the organization to consider all the 7Ps of Service Mix and hence, contribute in all these areas to gain sustainable development. Besides, the sustainability in the business process would be gained through appropriate financial control and control measurement. These would lead the organization to accomplish its vision of performing with enhanced market share and profitability. Baglow is an organization that has certain unique business idea. This is with regard to the introduction of a business plan of bag cleaning service. The market that Baglow is targeting is Qatar. For delivering an effective service to the customers, the organization has planned to undertake the strategy of introducing advanced technology. Moreover, the organization has recruited some of the highly skilled cleaning professionals. These make the service of the organization highly effective and hence, it is able to meet the satisfaction level of the customers significantly. The service of the organization is categorized into different segments of target customers. These include the cleaning of the travel bags, school bags, gents bags, ladies bags, and miscellaneous other bags. The service of the organization is further segregated into leather, cloth and others. This segmentation is done, as the materials and the method used for the cleaning purpose are different for leather, cloth and o thers. Moreover, in order to make the service of the organization highly convenient to the customers, the organization has adapted the strategy of serving at the door of the customers. In this regard, the organization takes the bags from the home of the customers. The organization further cleans the bags at the working zone of the organization. After cleaning and pressing the bags, the organization delivers the bag at the convenient locations of the customers. In the cleaning process, it is

Thursday, January 30, 2020

Best teacher Essay Example for Free

Best teacher Essay My best teacher that I have had thus far in my academic teacher would have to be Elias Semaan. Professor Semaan taught the upper level Finance courses here at JMU and his intelligence as well as his passion captured my attention and made me want to absorb the knowledge that he was preaching. I had Professor Semaan my sophomore and junior year and he was great. He taught a difficult course, FIN 360 Analytical Methods in Finance but he made difficult concepts and equations seem easy by going through the logic behind them and why and how we use them. He added in humor to lighten the heavy load of the courses content and keep the class happy. He was also very creative and used his own little real world examples while explaining bigger critical concepts. Professor Semaan did an excellent job of keeping the class active and participating. He was open to the student’s opinion and always asked at the beginning of class if anyone was having trouble with anything in the course or had any questions, if they did we would discuss it as a class until everyone was caught up. At first I had difficultly grasping some of the concepts as I had switched my major from Management to Finance, but he sat down with me one on one in his office and walked me through any questions I had with clear cut explanations until I had them down. He used tests as assessments for the class and they were tough but fair. If you paid attention and did all your work, the problems would seem familiar and if you slacked off in class or did not attend it would show through the grade of his tests. He was not an easy teacher by any means and you had to work hard for a good grade but he made you want to succeed and motivated me to reach my full potential more than any other of my teachers had. I liked him so much in FIN 360 that the next year I took his other class, FIN 450 Financial Risk Management. I grew a close relationship with Professor Semaan as we shared stories, went over new and challenging concepts, and he served as a role model for me through my College career. Professor Semaan said I remind him of a younger version of himself and I take that as a great compliment. He is very intelligent, he received his PhD in Finance at George Washington University and has been teaching at a University level for over 10 years now. He is in his early 50s and has had a hard life with many ups and downs but continues to push forward and motivate his students to succeed and reach their highest potential. He is dedicated, ambitious, intelligent, funny, charismatic and strong-minded and I admire him and respect him tremendously as a person and mentor. He has made me want to put in all of my effort and work as hard as I have to until I understand what I am learning. He pushed me in the right direction and offers me priceless career information as to what paths to go into and how to make myself look good to employers. He even gave me his cell number to call him if I have any questions or problems at any time. He has my back and I respect him for all that he has done for me and all that he has accomplished throughout his life. I believe Professor Semaan’s teaching philosophy is to have his students maximize their learning potential and focus on their strengths to pick a career path where they will ultimately be happy as well as successful. He has done a great job abiding by his philosophy and has helped me through College and the job searching process. He held office hours by schedule and by appointment and was very flexible and would work with you and do whatever he had to ensuring that his students learned. He also pushed his students to succeed through his charisma and charm and worked one on one with students who went out of their way to learn. He was my best teacher and I feel very lucky that him and I were able to cross paths and establish such a great relationship as teacher/student, mentor/role model, and friends.

Wednesday, January 22, 2020

William Blakes The Little Black Boy Essay example -- William Blake Th

William Blake's 'The Little Black Boy' The theme of guardianship, being the act of guarding, protecting, and taking care of another person, is very prominent in William Blake's 'The Little Black Boy';. Three distinct instances of guardianship can be seen in Blake's poem. These guardianship roles begin with the little boy's mother, followed by God, and ultimately ending with the unsuspecting little black boy himself.   Ã‚  Ã‚  Ã‚  Ã‚  It is relatively easy to see the repression of blacks by whites in the way in which the little black boy speaks and conveys his thoughts. These racial thoughts almost immediately begin the poem, with the little black boy expressing that he is black as if bereaved of light, and the little English child is as white as an angel. The wonderful part of these verses is the fact that the little black boy knows that his soul is white, illustrating that he knows about God and His love.   Ã‚  Ã‚  Ã‚  Ã‚  In Blake's poem, it is very clear that the little black boy and his mother have a very close and affectionate relationship. The boy expresses how his mother sits with him under the shade of the tree and shares with him the love of God. The little black boy, being influenced by society during this time, believes that once his black skin passes away, then the English child will love him. In hopes of changing his view of himself and his skin color, the boy's mother tells him that there is an advantage to having black skin. The mother implies that black skin can bear more ...

Tuesday, January 14, 2020

Miranda Assignment

Miranda warnings are based on the U.S. Constitution. The U.S. Supreme Court initially laid down this principle in the case of Miranda v. Arizona (384 U.S. 436) and was affirmed in the case of U.S. v Charles Dickerson (530 U.S. 428) that the Miranda warnings are guarantees to ensure the protection of the rights of the criminal suspect during police investigations. These constitutional rights refer to the right to have counsel, the right against self incrimination and a general basic right to due process (Escobedo v. Illinois, 378 U.S. 478) .The criminal suspect is supposed to be informed and advised of his constitutional rights by reading to him the Miranda warnings during custodial investigation or interrogation (Miranda v. Arizona, 384 U.S. 436). Custodial investigation is defined as â€Å"questioning initiated by law enforcement officers after a person is taken into custody or otherwise deprived of his or her freedom in any significant way† (West's Encyclopedia of American L aw, 1998).The rationale for this is the fact that in custodial investigations there is the tendency of law enforcement or police officers to coerce the criminal suspect. There is also the likelihood for the criminal suspect by reason of fear during the antagonistic environment, to lie to defend himself or admit to the commission of the offense or criminal act being investigated. The Miranda warnings are supposed to protect the suspect from being intimidated and making forced confessions by reason of the strategies that may be employed by the law enforcement officers [Illinois v. Perkins, 496 U.S. 292 (1990)].The Court interpreted the meaning of ‘custody’ as one which restricts the physical movement of the suspect (Orozco v. Texas, 394 U.S. 324). It may also occur even if the inquiry or interview is non-confrontational [Oregon v. Mathiason, 429 U.  S. 492 (1977)}.In the instant case, Police Officer Watson should have advised the suspect of the Miranda warnings before h e asked him questions. The suspect is deemed to be under custodial interrogation already even if at the time Officer Watson asked the question, they are not in the police station yet. The custodial investigation is deemed to have commenced when Officer Watson started to ask the suspect.As the court ruled in the case of Orozco v. Texas, a criminal suspect is deemed to be under custody even if he is in the comfort of his own home when his freedom of movement is restricted (Orozco v. Texas, 394 U.S. 324). It is noteworthy to point out as well that Officer Watson failed to inform the suspect of his rights when he was brought to the police station for interrogation. Consequently, the statements made by the suspect shall be deemed inadmissible against him during trial except to impeach his own testimony in consonance with the exclusionary rule doctrine (Walder v. United States, 347 U.S. 62 (1954).Under the probable cause doctrine, the Miranda warnings are no longer necessary. Law enforcem ent officers are required by law to have probable cause before arresting a suspect. Probable cause is defined as â€Å"a level of reasonable belief, based on facts that can be articulated, that is required to sue a person in civil court or to arrest and prosecute a person in criminal court† (West's Encyclopedia of American Law, 1998).The suspect’s answer to the first question of Officer Watson cannot affect the admissibility of confession because there was lack of coercion to force the suspect in making such a statement. The important factor to be determined is whether the suspect made his statement knowingly and voluntarily, a doctrine enunciated by the Court in the case of Oregon v. Elstad [Oregon v. Elstad, 470 U.S. 298 (1985)].ReferencesDickerson v. U.S., 530 U.S. 428. Retrieved on April 15, 2008, from                   http://caselaw.findlaw.com/us-supreme-court/530/428.htmlEscobedo v. Illinois, 378 U.S. 478. Retrieved on April 15, 2008, fromhttp://cas elaw.findlaw.com/us-supreme-court/378/478.htmlIllinois v. Perkins, 496 U.S. 292 (1990). Retrieved on April 15, 2008, fromhttps://www.oyez.org/cases/1989/88-1972

Monday, January 6, 2020

Managerial Decision Making In Banking Institutions Finance Essay - Free Essay Example

Sample details Pages: 4 Words: 1348 Downloads: 4 Date added: 2017/06/26 Category Finance Essay Type Narrative essay Did you like this example? Decision making is a very important process in any kind of setup. It is through decision making that the organization forges forth with its plans. However the more broad the decision to be made the need to have as much information to do this so that the decision being made is an informed decision. Don’t waste time! Our writers will create an original "Managerial Decision Making In Banking Institutions Finance Essay" essay for you Create order Decision makers therefore have to contend with a number of issues such as personal motivation and emotions while making these decisions. In so doing different there could occur different outcomes from the same situation in which case two different people were the decision makers at varying times. Sub optimal thinkers will normally compromise unnecessarily and always settle for the second best. While this is the case we can be able to understand if they are charged with decision making then they may settle for what is not necessarily the best option. The banking industry is slowly picking up from the after shocks of the global economic crunch. The decision makers at the helm at some of these banks are under pressure to make decisions that could help revive the industry once again. Arriving at an option like diversifying services, and which services to choose from is one of the major decisions to be made. Asset management or stock broking for example would be other diverse services apa rt from the traditional banking services. Some banks have settled for sub optimal decisions as regards these two products. A bank with a strong and vibrant housing mortgage policy settling for stock broking to diversify is sub optimal, in this case asset management would have been a better option because the bank has a strong housing mortgage policy hence many of its customers can as well benefit from the asset management services it engages in. when critically evaluating a decision like this one we can understand that possibly personal interest on the part of the decision makers resulted in the choice of this option over the other which would have been the better option. We also notice a likely compromise of the companyacirc;s strategy, resources, opportunities and growth which is typical of a sub optimal thinking organization. Unit IV Q2 Corporate entities have discovered ways of generating a share of their capital by offering a stake of their company to be bought and financed by the general public. In so doing companyacirc;s have to strive to build a desired public reputation and financially sound track record to ensure that their stakes remain high. Stock markets are where these stakes are bought and sold. The volatile economic situation that has resulted from the recent global financial instability has jolted the stock markets. This is so because the companies boasting high profits and returns have began to experience the ripple effect of this financial melt down. Further still some of these companies may be relying on other companies which were also affected and therefore the overall effect boomerangs back to them. The financial situations are now being closely monitored by many companies than never before especially for those enlisted on the stock markets. The aim of this is to have favorable trading on the stock market and avoid or minimize any financial losses that may result. Hyperbolic discounting tries to explain a wide range of anomalies related to human activities. The variation in patience over the life cycle is a clear reason why sometimes more often than not we end up making erratic decisions in life. This may be as a result of other underlying factors which will come up when an assessment has been clearly carried out. For example the economic instability being witnessed in the global financial market has led to hyperbolic discounting even in the area of stock trading. With speculations arising here and there we see stock traders making decisions which seem to be driven by impatience. While the stock market may be slowly recovering there are still evident signs of an erratic global economic trend which makes the stock traders somewhat impatient. The fact that profits are not quickly forth coming and market stability is taking longer to be realized, most decisions on the stock market are exhibiting hyperbolic discounting. Unit IV Q3 Following the global financial instability the federal government devised a way in which they would inject $700 billions from the reserve to financial institutions that were affected or were quickly having their credibility eroded. The initial plan dubbed Troubled Asset Relief Program indicated that this money would buy what the economists called toxic assets thereby relieving the banksacirc; balance sheet. However in the real bailout plan Treasury Secretary of the Federal Reserves, Mr. Paulson handed out $350 billion in capital injections to banks, rather than his original plan to buy so-called toxic assets, primarily mortgage-backed securities, that were weighing down bank balance sheets. The Federal Reserve also cut interest rates essentially to zero, bought hundreds of billions of dollars of mortgage-backed securities and took a wide range of extraordinary measures to provide liquidity. (Credit Crisis Bailout Plan, 2009) This already was not serving well the banking interests first because they had a reputation they wanted to maintain and secondly by the federal government regulating their interest rate it actually was going to financially affect the banks standing. These led to the big banks opting out of this plan by paying back the loan infusions plus an executive fee to the federal government. The banks in doing this desired to exit from the regulations that had been set out by the Federal Reserve which were not promoting a conducive business environment for them. While these banks appreciated the decision to receive infusion to help them clear the toxic assets from their balance sheets, they were cautious about the regulatory role that the federal government was intending to play in the process for example the regulation of the interest rates to zero percent. While opting out of this plan the banks were clearly reasoning in a self serving manner to protect their interests because they realized t hat with the federal regulations they would not bring in profit the very reason why they are in business. Unit IV Q4 While purchasing a commodity or service a proper decision must be arrived at to avoid impulse buying. Impulse buying defines a situation where there is an unplanned purchase. This will usually take place when one has an unusual motivation which eventually turns into a desire to purchase a commodity instantly. This purchase may be having no specific objective at that time. Studies indicate that these purchases normally involve cheap products. When we go to the market place to purchase some goods or services we already have a preconception of whatever we want or expect. However our preconception is related to the purchasing power and pricing of the product or service. Motivation and emotion do play a part in the decision we arrive at during any purchase. However most often the motivation and emotion must operate within some bounds, the strongest of which is the purchasing power, simply put how much you are willing to pay for the good or service on offer. There were two homes on offer within the neighborhood. One had a car garage to go with which meant an extra amount of money to buy though the buyer did not need the garage at the time. However this home had almost all the things the buyer wished in a home whereas the other did not but had room for the buyer to buy the things they needed to furnish it. The buyer needed to arrive at a decision quickly enough because the offer would soon close. They ended up buying the home with the car garage though they had no need for the garage at that particular time. They purchased this home because they thought it was necessary to do this because one day they would have an automobile which would find a place at the garage though their initial intention was to buy a home within the budget and curr ent setting.

Sunday, December 29, 2019

British Pound of Sterlings - 1025 Words

The birth of the currency The pound is 1200 years old, born about 775AD, when sterlings or silver coins were the main currency in Anglo-Saxon kingdoms. If you had 240 of them, you had one pound in weight - a vast fortune in the 8th century. A century and a half later Athelstan, the first King of England, founded a series of mints and made sterling a national currency in 928. In 1124, a disgusted Henry I had 94 mint workers castrated for producing bad coins. Sterling retained importance through the middle ages. Before the foundation of the Bank of England, the Tower of London was the store for spare money. Silver penny were the only coins right through until the 13th century and silver was the currency standard till the 18th†¦show more content†¦After the war, rumours swirled that sterling was to devalue, and so many countries converted their pounds to dollars. The pound was devalued by 30 per cent in 1949. The enormous postwar balance of payments deficit was just too much for the UK. Sterling s weakness and decline became too obvious. National banks wanted dollars not pounds. Not a penny less: the 1967 Devaluation In 1967 the currency wasdevalued again, this time by 14 per cent. Overseas, the sterling currency was of lesser importance. Dollars were more alluring - and as many thought stable. But in 1971 President Nixon devalued the dollar - a response to damage done by the Vietnam War - and opened the gates to a new era of floating exchange. The stability of the postwar settlement was over. The currency snake Meanwhile 1972 saw the first efforts to fix the pound to other European currencies. At the start of the year the four major European Economic Community currencies - sterling, the deutschemark, the French franc and the Italian lira - formed the so-called snake . The economic bloc then floated their currencies together on the markets, each country having responsibility for the stability of its currency within parameters. The experiment failed, though, not long off the ground. Sterling dropped out after only six weeks, weaker than ever, bowing to the dictates of the markets. ERM to today Since 1992 the pound has floated free although the Government hasShow MoreRelatedU.S. Semiconductor Ltd.Case Study1036 Words   |  5 Pageskept producing their products domestically and delivered them to UK by plane. British firms also confronted exchange risk due to the difference between import costs and sales revenues. This case mainly involves the discussion on the method of debt funding. Discussion Learned from the analysts commands, there are two financing alternatives: through a five-year loan in USD at 8% per year or take a loan in pound sterling at 12% per annum. Both the difference of interest rates and the volatility ofRead MoreU.S. Semiconductor Ltd.Case Study1028 Words   |  5 Pageskept producing their products domestically and delivered them to UK by plane. British firms also confronted exchange risk due to the difference between import costs and sales revenues. This case mainly involves the discussion on the method of debt funding. Discussion Learned from the analysts commands, there are two financing alternatives: through a five-year loan in USD at 8% per year or take a loan in pound sterling at 12% per annum. Both the difference of interest rates and the volatilityRead MoreHistory Of Colonial New England Colonial Policy Essay1564 Words   |  7 Pagesbacking the paper bills, as opposed to a shock to the money supply was the rationale for inflation of colonial New England currency. New England colonial paper currency will be the predominant focus, but this paper will also examine the Pennsylvania pound. New England colonial currency experienced a considerable amount of inflation in the latter years of 1740. This can be attributed in part to large amounts of paper money issuance and the funding of King George’s War. 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By the 1700’s slave trade is extremely popular throughout the southern kingdoms, weapons and goods are traded by the British for enslaved Africans, these slaves are shipped across the Atlantic ocean, a cruel action that leads to an equally brutally journey. The inhumane treatment and travel takes more than five weeks to arrive in a new world where the survivors will continue